- Is the organization exposed to any significant uninsured risks?
- Are limits of protection adequate?
- Are there any gaps or overlaps in protection?
- Is the structure of the program efficient?
- Is the program cost effective?
- How does the cost of specific areas of the program compare with that of similiar organizations?
- Should deductibles be increased, self-insurance be considered, or cash flow enhancing mechanisms be utilized?
- How is the risk management function perceived and used by the operating areas within the organization?
- Does the risk management function have a clear, strategic plan and has it been accepted by management?
- Do the goals and objectives of the strategic plan stretch the risk management function, but, at the same time, are they achievable?
- Are claims being handled effectively?
- Can the incidence of claims be reduced through modification of the organization’s safety and loss prevention program?
- Are appropriate services being received from the organization’s insurance agents, brokers and insurers?
Durrett & David Risk Management, Inc.
519 Johnson Ferry Road
Suite 450
Marietta, GA 30068
